Why Long-Term Homeowners Often Think Their Insurance Covers Everything
https://technivorz.com/replacement-cost-vs-actual-cash-value-5-critical-questions-to-decide-which-coverage-protects-you-best/
Why Long-Term Homeowners Believe Their Policy Is Enough You've owned the same home for 5 to 15 years. Nothing major has happened. Your mortgage is paid or nearly paid. You never filed a claim