Selling, borrowing against, or consigning a Rolex can all make sense, but they...

https://golf-wiki.win/index.php/What_Is_the_Difference_Between_Selling_to_a_Dealer_and_Selling_to_an_End_Buyer%3F

Selling, borrowing against, or consigning a Rolex can all make sense, but they solve different problems. A sale puts cash in hand, a loan lets you keep the watch if you can repay it, and consignment may bring a stronger price with more waiting