Freelancers can put a Rolex up as collateral to cover the gap between invoices...

https://camilassmartthoughtss.opalvector.com/posts/can-i-use-a-rolex-loan-to-pay-down-other-debt

Freelancers can put a Rolex up as collateral to cover the gap between invoices without selling a watch they value. A lender can evaluate it in under an hour and fund the loan within 24 hours, providing cash for rent, gear, or payroll.