fraud alert credit 6

https://threadvistax.com/s/v7sUG7kh2t-J4j5yA3LNh

A fraud alert on your credit report is a free tool that makes lenders take extra steps to verify your identity before opening new accounts. It's a simple but powerful step if you've had your wallet stolen or suspect someone has your Social Security number. Setting one up involves contacting just one of the three major credit bureaus, and it lasts for a year—though you can renew it. This doesn't affect your credit score, but it adds a layer of protection against identity theft and unauthorized c…