certified financial planner 8

https://city-wiki.win/index.php/When_to_Seek_Tax_Planning_Help_for_Your_Financial_Future

A certified financial planner is someone who helps you sort out your money goals, like saving for retirement, paying off debt, or buying a home. They take a big-picture look at your finances, not just investments, and have to pass tough exams and follow ethical rules. Most are fiduciaries, meaning they legally must act in your best interest, which is pretty reassuring when you're making big life decisions.